Fixed Income 2 - By Durig Capital

Short 3.75 Year Average Laddered Maturities | Fixed-Income2.com

FX2 | Fixed-Income2.com portfolio is designed to protect our clients against inflation, with a focus on short term, maturity certain bonds.

Historically, interest rates move in 30 year cycles. Thus interest rates have been falling for about 30 years until the 4th quarter 2012. Not only did interest rates decline for about 30 years, they hit almost zero, an artificially low level. This low level was caused by the Federal Reserve, in a effort to keep short term interest rates at about zero while at the same time pumping large amounts of new money into the system to stimulate the US economy.

We have learned though history that this kind of activity, repeated over a long period of time, could and will have negative long term effects, for example not only helping interest rates to rise, but often creating a similar duration and magnitude opposite swing. Just like a clock pendulum. When you move a clock pendulum to the left many degrees and then let go it will come close to the same movement past center to the right before it begins to find it’s equilibrium,  this in  finance is this effect is called Regression to the means.  So if interest rates are artificiality low with a large pumping of new money, now for over 5 years, at some point this could cause an opposite effect proving a equally overly high interest rates, for about the same 5 year time period. Either way we believe interest rates over the foreseeable future will be rising and the best way to deal with this is the keep your maturities very short and certain, and your bond coupons high. Read more

Fixed Income 2 - By Durig Capital

High Level of Fiduciary Service | Fixed-Income2.com

 At FX2 | Fixed-Income2.com we are a fiduciary service firm and very proud of it!

We put our clients interest first. Our service is excellent, and we are honest, hard working blue collar type workers who understand the needs and concerns of our clients. We will explain in writing the risk and rewards. We believe things will be tough, that there will be many economic challenges ahead, and we are working hard on our plans to better position our clients to better evade most if not all of these future issues. We are only paid by our clients and take zero soft dollars, kickbacks, or trading fees. It is important to us to structure our company in a way that is fundamentally right for our clients. This is in our mind just as important is our commitment to provide a fiduciary selection and investment model for our clients.

To take to the next step, the companies we own, vendors that services us, and employees we work with are all work under our fiduciary model. We work hard to run all aspects of our business in a fiduciary role.

We believe ethics is important! Read more

Fixed Income 2 - By Durig Capital

Low 0.50 % Advisory Fees | Fixed-Income2.com

At FX2 | Fixed-Income2.com we recently spoke to a prospective client, he was being charged a 1.5 % fee, to have his money managed, and the advisory/broker had put him in many income mutual funds, each with an additional 1% additional fee.

Thus this prospective clients fees were over 2.5% before the trading and other hidden costs, and these fees were exceeding his returns!!!!! In this very low income environment, this was just plain wrong! The manager and mutual funds were making good returns, while taking no risks, and our future clients was making less money than his fees, causing him to lose money while he was taking all the risk.

To make matters worse this was was for his future retirement.

Our bond fee is 0.50% and in this case only 1/5 or 20% of the total fee of what he was being charged. Our income generation has greatly surpassed what he was getting, and he claims we give him far superior services.

To summarize: The income from his portfolio is over 3 times higher, his fees/costs dropped 80%, and he is making about 8% net off his retirement account instead of losing, plus he is getting better service.

Our fees are almost always below our competitors advisory fees, and we give one to one personal fiduciary services.

The FX2 | Fixed-Income2.com portfolio is designed with low fees to give you a higher return. We are able to keep fees very low with a high degree of service. How do we do this? first we limit our overhead. We have a large internet reach business with one central low cost location / a building in-which we own. We ran from the high rent offices, one in every city model, knowing the clients would eventually would have to pay for this. We aggressively utilize the internet to provide a higher level of transparency, and we are immediately available by Skype. We charge a very low fee and we know of no firms that provide such a high degree of income service that we have provided now for many years.

We are proud to provide a unique and special income service all at a very low fee. Read more

Fixed Income 2 - By Durig Capital

Return of Principle is Important | Fixed-Income2.com

 FX2 | Fixed-Income2.com, From day 1 this FX2 portfolio is designed to protect and return our clients principle. As with any investment there are no guarantees, however our track records speaks for itself. We have installed a strategy that has worked extremely well in some of the most difficult markets we have ever seen, we buy high yielding short bonds and hold them to maturity. We all know that economically, the last 5 years have been some of the hardest times American citizens of our generation have ever witnessed, and in other parts of the world its been even worse.

To protect our clients principle we do our own research, first focusing on the companies position, the industry the company is in, and the position of the company inside that industry. We are attracted to monopolies with few if any direct competitors, we shy away from,  if not run from commodity type service companies that provide a easy to repeat services and have hundreds if not thousands of direct competitors. It’s a simple strategy. If your a betting man and want to insure your horse will come in first or second place, what do you do? It’s easy! You just make sure there are only two horses running in the race, you chance of surviving if not winning is far higher.

We like companies with few direct competitors, also known as natural monopolies.  Companies with few competitors often have higher margins, lower level of debt, and we can find bonds often outside the US with much greater yields in institution sizes. That’s step one. Next we review the balance sheets, cash flow, cash and profitability against their debt levels and payments. Our core focus of this research is to help our clients receive their principle back. Read more

Fixed Income 2 - By Durig Capital

Internal Research, see our Opinions | Fixed-Income2.com

FX2 | Fixed-Income2.com has found that the big name ratings services offer a biased opinion, because they are getting paid by the same company that they’re issuing the debt ratings for. They evaluate thousands of companies and bonds, and this requires the bond rating agency to make many categories, and excessive rules and procedures. Worst of all they often appear to appease the establishment that is paying for the rating. As a consequence of this, the current elite companies, and established countries, are disproportionately rewarded, and the often stronger issuers, are weakened in appearance because of the hierarchy or category that the rating system applies on them. At FX2 we do the hard research to find strong companies, without regard to bought and biased opinions and we ourselves refuse any hidden fees for ours.

See our FX2 corporate bond research here: 

When you understand how the system works it’s easy to see that if certain companies were categorized differently they would receive much higher rating. Due to this, often the more profitable companies have artificially inflated yields. Our system of combinations of hard balance sheet analysis with strati-graphic industry placement has provide to date an blemished record of returning our clients principle. Read more

Fixed Income 2 - By Durig Capital

Cash Flow from Superior Global Bond Placement, not trading | Fixed-Income2.com

FX2 | Fixed-Income2.com portfolio is designed to be a strong cash flow and income generating account for our clients, not a short term trading portfolio.  We use a time test strategy that originated with Sir John Templeton, because selecting and owning key society and infrastructure building block companies, is often required for a country, or industries internal services to flourish.  These key well positioned building block companies often have limited direct competition, making their survival in tough economic times less of a worry, but that alone is not enough. We look for companies with a strong combination of cash, balance sheet strength, and profitability. we believe that companies with these qualities, combined with their possible monopolistic portioning, greatly  better the bond debt to survive in the roughest of times.

We are proud to buy bonds yielding 8 -10% and receive our money back in a few short years, notwithstanding the short term economic fluctuations.  The plan is to hold short term high yielding bonds to maturity. Read more

Fixed Income 2 - By Durig Capital

Global Coverage | Fixed-Income2.com

FX2 | Fixed-Income2.com portfolio has a process of selecting bonds from all over the world. We work with many of the leading bond firms in the US and Switzerland (We believe many Swiss banks are better in Global coverage than US based banks.) to filter through a wide bond selection process, so that we can provide our managed portfolios a high level of diversification, allowing for many small sized positions in a wide variety of continents, countries, Geo-political positions, industries, and services.

We truly shop the globe with keeping a keen eye on gaining you the best fixed income investment that applies a fiduciary research model to place your fixed income investments in essential industries and investments to better preserve your income investment in hard times. We know it’s a lot more research work, to attain this much higher yield. Great diversity focuses on key infrastructure industries, but you have to ask yourself, why haven’t your current advisors done their due diligence to get you the higher yields?

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Fixed Income 2 - By Durig Capital

Economy – Tough Times | Fixed-Income2.com

FX2 | Fixed-Income2.com portfolio has a very short, maturity certain duration and  strategic company placement. The portfolio selection is designed to adhere even during very tough times. With the US economy showing real erosion over time, the US politicians are doing virtually nothing to solve the real and tough issues in the Untied States. Plus with the debt greatly increasing, at some point the bond market will have a major correction.

So with all the problems, current interest rates are so artificially low that they are close to zero, and the federal reserve continues to pump large amounts of new money into the system and has been for well over 5 years. This type of action only serves to hide or mask the real issues in the short term. When interest rates start to climb, they could and will expose the many masked issues in our economy. With that in mind we are designing and building portfolios with the idea that we are going to see tough times.  Thus that’s why we have taken so many extra steps in our selection process, to make sure the bonds we select have high levels of the following characteristics: cash, good balance sheet, low debt loads, and strong strategic advantage based companies to help protect against a rough future.

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Fixed Income 2 - By Durig Capital

Why FX2 ?

It’s simple: You worked hard to earn your money,  it’s time your fixed income worked as hard as you!

FX2 | Portfolios providing the following chartists:

 Options

           Monthly / Quarterly income payouts

           Free only line access to your accounts

           Personal one to one contact with the mangers

Success

We have an outstanding record of returning bond principle since our founding and we believe this is the cornerstone of our success.  When you combine our return of capital success with our absolutely high institutional interest rates, short maturities, outstanding fiduciary service, and our very low fees, this very strong combination makes FX2 an outstanding income generator, this increased cash flow has greatly helped our clients to increase their standard of living.

To learn more please read or contact us below.

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