Welcome to Fixed Income 2 | Fixed-Income2.com

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FX2 |Fixed Income2.com Is A High Yielding, Short Term, Low Cost Managed Income Portfolio. Designed to earn you both a higher fixed income and return your money back !

Fixed-Income 2 | FX2 is a Multi-currency  investment utilizing separate segregated accounts, if your looking for US dollar only please review:

FX1 | Fixed-Income1.com and

If your looking for Foreign currency exposure please review:

FX3 | Fixed-Income3.com options.

Why Fixed-Income 2 | FX2 :

It’s simple: You worked hard to earn your money,  it’s time your income worked as hard as you did, to support you !

FX2 | Portfolios providing the following chartists:

 Options

           Monthly / Quarterly income payouts

           Free only line access to your accounts

           Personal one to one contact with the mangers

Success

We have an unblemished record of returning bond principle since our founding and we beleive this is the cornerstone of our success.  When you combine our return of capital success with our absolutely high institutional interest rates, short maturities, outstanding fiduciary service, and our very low fees, this strong combination makes FX2 an outstanding income generator, this increased cash flow has greatly helping our clients to increasing their standard of living.

To learn more please read on or contact us below.

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9.81% One Year Average FX2 Recap | Fixed-Income2.com

 

Presented below is a summary of the 26 bond recommendations that we have made to our clients over the last 12 months, from June 2013 through May 2014. The yields shown below are when these securities were added to our FX1,FX2, and/orFX3 Fixed Income portfolios, and they average 9.81%.

Nineteen of these global corporate debt instruments were Yankee bonds (foreign corporation debt denominated in US dollars), with nine in other currencies, including Canadian dollars, Swedish krona, Brazilian real, and Russian rubles.

Each summary that follows lists the issuer, coupon rate, maturity, credit rating, the yields obtained at the time of acquisition, the portfolio (FX1, F2, or FX3) each was added to, as well as the business sector and a brief recap of the reason for its selection. Many of the companies hold prominent or even dominant positions within their respective countries. It is not uncommon, however, to find credit ratings that are constrained by a national sovereign credit rating.

19 US dollar debt additions, averaging 10.25% yield, were made to FX1.
26 mixed currency debt additions, averaging 9.81% yield, were made to FX2.
7 foreign currency debt additions, averaging 8.61% yield, were made to FX3. Continue reading

16 mixed currency notes (87.5% were USD), averaging 9.68% yield, were added to FX2| 6 month recap | Fixed-Income2.com

Presented below is a summary of the 15 bonds that we have researched, recommended in reviews sent to our clients, and then published on Bond-Yields.com for the last 6 months.

In the last half year, the yields indicated when these securities were initially added to our FX1, FX2, and/or FX3 Fixed Income portfolios have averaged 9.68%.  Thirteen of these global corporate debt instruments were Yankee bonds (foreign corporation debt denominated in US dollars), one was in Swedish krona, and one was in Canadian dollars.  Each paragraph details the coupon rate, maturity, CUSIP, credit rating, and the yields obtained at the time of acquisition for the FX1, FX2, or FX3 portfolios, as well as giving the business sector and a brief recap of the reason for its selection.  Many of the companies hold prominent, dominant, or even monopolistic positioning within their respective countries, and it is not uncommon to find credit ratings that are constrained by a national sovereign credit rating.  The following breakdown indicates which portfolio each issue was added to:

14 US dollar notes, averaging 9.9% yield, were added to FX1

16 mixed currency notes (87.5% were USD), averaging 9.68% yield, were added to FX2

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High 8-8.5% Yields | Fixed-Income2.com

FX2 | Fixed-Income2.com targets a 8-8.5% yield with our 3+ average maturity that is far better than the current 0.90 range that the three year government bonds are currently paying.  That works out to about an 800% increase of income.

Based on the above treasury yield, if you have a $ 1,000,000 portfolio in US government bonds for three years,  your yearly income would be $9,000 dollar.   Or about  $758.33 dollars per month, hardly fitting life style for a millionaire.

Using our midpoint 8.25% yield with a similar maturities using the same $ 1,000,000 portfolio, the yearly income would be income $82,500. Or $ 6,875.00 dollars per month. Thus a higher yield can greatly increase your standard of living, in this case over 800%.

It’s simple: You worked hard to earn your money,  it’s time your income worked as hard to support you ! Continue reading

Higher Institutional Yields, and Diversified Portfolio’s | Fixed-Income2.com

FX2 | Fixed-Income2.com is able to access often the much higher yielding global institution bonds, maybe because of our outstanding reputation or high internet presences, or because we often have major US and World bond firms contact us wanting to services our business.   It puts us in the enviable position to pick and work with the trading firms we think will provides better price and higher values for our clients.   Thus, we are able to shop the globe, often seeing much higher yielding bonds from a wide variety of counties, industries and services, most of our clients can’t find or purchase on their own.   Thus we shop the world to find our clients better bonds. Continue reading

Targets 25% – 75% in foreign currencies | Fixed-Income2.com

The FX2 | Fixed-Income2.com portfolio targets 25% – 75% in foreign currencies, it designed FX2 is a high yielding bond portfolio design to have some diversity away from the dollar.   You could choose for us to target 25-50-75% in foreign currencies.

Remember foreign currencies might and will increase the volatility in this portfolio,  even though the added diversity could overtime reduce your overall portfolio risks.  Again, we have an unblemished record in returning principle, a high yield, short maturities, with a very low fee, so our clients can continue to achieve their goals of higher cash flow while limited their exposure to the US Dollar. Continue reading

Short 3.75 Year Average Laddered Maturities | Fixed-Income2.com

FX2 | Fixed-Income2.com portfolio is designed to protect our clients against inflation, with a focus on short maturity certain bonds.

Historically interest rates move in 30 year cycles, thus interest rates have been falling for about 30 years until the 4th quarter 2012,  not only did interest rates decline for about 30 years, we beleive they hit almost zero, an artificially very low level. This artificial low level was caused by the Federal Reserve, in a effort to keep short term interest rates at about zero while at the same time pumping large amounts of new money into the system to stimulate the US economy.

We have learned though history that this kind of activity, repeated over a long period of time, could and will have negative long term effects, for example not only helping interest rates to rise, but often creating a similar duration and magnitude opposite swing.  Just like a clock pendulum, thus is you move a clock pendulum to the left many degrees and then let go it will come close to the same movement past center to the right before it begins to find it’s equilibrium,  this in  finance is this effect is called Regression to the means.  So if interest rates are artificiality low with a large pumping of new money, now for over 5 years, it is our belief at some point this could cause an opposite effect proving a equally overly high interest rate, for about the same 5 year time period.  Either way we believe interest rate over the foreseeable future will be tending up and the best way to deal with this is the keep your maturities very short and certain. plus your bond coupons high. Continue reading

Highest Level of Fiduciary Service | Fixed-Income2.com

 At FX2 | Fixed-Income2.com we are a fiduciary service firm and very proud of it !

We put our clients interest first. Our service is excellent, we are honest and hard working blue collar type workers,  we will explain in writing the risk and rewards, we beleive things will be tough, that their will be many economic challenges ahead, we not only beleive it, we are working hard on our plans to better position our clients they could better evade most if not all of these future issues.   We are only paid by our clients and take zero soft dollars, kickbacks, or trading fees. It is as important for us to structure our company in a way that is fundamentally right for our clients. This is in our mind just as import to provide an fiduciary selection and investment model for our clients our clients.

To take to the next step, the companies we own, vendors that services us, and employees we work with are all work under our fiduciary model. We work hard to run all aspects of our business in a fiduciary role.

We beleive ethics is important! Continue reading

Low 0.50 % Advisory Fees | Fixed-Income2.com

At FX2 | Fixed-Income2.com we just a prospective client, he was charge a 1.5 % fee, to have his money managed, the advisory/broker put him in many income mutual funds, each with about a 1% additional fee.

Thus our clients fees were charged over 2.5% before the trading and other hidden costs, and these fees exceeded his returns in this very low income environment, this was just plainly wrong, the manager and mutual funds were making good returns, while taking no risks, and our future clients was making less money than his fees, causing him to often  loose money while he was taking all the risk.

To make matters worse this was was for his future retirement.

Our bond fees is 0.50% and in this case only 1/5 or 20% of the total fee what he was charge, our income generation has greatly surpassed what he was getting, and he claims we give him far superior services.

To summarize: The income from his portfolio is over 3 times higher, his fees/costs dropped 80%, and he is making about 8% net off his retirement account instead of loosing, plus he is getting better service.

Our fees are almost always below most advisory fees, and especially consider we give one to one personal fiduciary services.

The FX2 | Fixed-Income2.com portfolio is designed with low fees to give you a higher return. We are able to keep fees very low with a high degree of service, first we do this by limiting our overhead. We have an large internet reach business with one central low cost location / a building in-which we own. We ran turned away  from the high rent offices, one in every city model, knowing the clients would eventual would have to pay for this service. We aggressively utilize the internet to provide a higher level of transparency, we’re immediate available on Skype, we charge a very low fee and we know of no firms that provide such a high degree of income service that we have provided now for many years.

We’re proud to provide an very unique and special income service all at a very low fee. Continue reading

Return of Principle is Important | Fixed-Income2.com

 FX2 | Fixed-Income2.com   From day 1 this FX2 portfolio is designed to protect and return our clients principle, first of all we have no guarantee that we can do this, but we have installed a strategy that has worked extremely well in some of the most difficult markets we have ever seen.  To be frank the last 5 years have been the hardest times in America that we have witnessed and some parts of the world are even much worse.

To protect our clients principle we do our own research, first focusing on the companies position, the industry the company is in, and the position of the company inside that industry.    We are attracted to monopolies with few if any direct competitors, we shy if not run from commodity type service companies that provide a easy to repeat services and have hundreds if not thousand of direct competitors.  It’s simple if your a betting man and want to insure your horse will come in first or second place, it’s easy.  You just make sure their is only two horses running in the race, you chance of surviving if not winning is far higher.

We like companies with few direct competitors, also known as natural monopolies.  Companies with few competitors often have higher margins, lower level of debt, and we can find bonds often outside the US with much greater yields in institution sizes.  That’s just step one, we also review the balance sheets, cash flow, cash and profitability against their debt levels and payments.   Our core focus of this research is to ensure our clients receive their principle back as of today we proud of our unblemished record of returning principle.  Continue reading

Internal Research, see our Opinions | Fixed-Income2.com

FX2 | Fixed-Income1.com has found that the big ratings services often do an OK job, knowing they are getting paid by the same company that their issuing the debt ratings for, and they evaluate thousands of companies and bonds, this requires the bond rating agency to make many categories, rules and procedures,  so many that they often appear servery handicapped by their own excessive rules, and worse often they appear to appease the one how pays the ratings.  It seems that they constantly reward the current elite companies and established countries, and underweight the often stronger issuer because of there hierarchy or category the rating system applies on them.  At FX2 we simply want strong companies without the politicking and we refuse any hidden fees.

See our FX2 corporate bond research here: 

Knowing how the system works it’s easy to find companies that if they were categorized differently they would often receive much higher rating, and due to this, often the more profitable companies have a much higher yields. Our system of combinations of hard balance sheet analysis with stratigraphic industry placement has provide to date an blemished record of retuning our clients principle. Continue reading

Information on this website is provided for informational purposes only and is not offered as advice with respect to any particular security or related financial instrument. This information should not be used as a basis for making an investment decision and must not be treated as a substitute for seeking advice from a licensed professional. The suitability of a given investment for a particular investor depends on a number of factors, each of which should be considered carefully. Such factors include, but are not limited to, the risk associated with the investment, the nature of current market conditions, and the investor’s objectives, personal needs, and specific circumstances.